Goals-Based Wealth Management

We start with a conversation. We will establish your financial goals, as well as your appetite for risk and other personal, business and family considerations, and then determine how to maximize your chances of success, on your terms. What is your tolerance for risk? How secure is your income? Do you have other constraints, such as a concentrated stock position or a closely held business? Are you planning to sell or transfer ownership of your business or other assets? What are your aspirations, for yourself, and for the people and organizations you care for? Is your family experiencing change? Do you need to protect or manage assets in a trust, or to deepen your or your family’s financial knowledge?

There are as many answers as there are individuals. We all have one thing in common, however: You need to know what to expect, not just in broad strokes but also in practice, after the real impact of taxes, fees and inflation.

That’s why we project investment returns across a full range of scenarios and inclusive of all associated costs – and then construct and manage discrete portfolios of assets chosen for their return, related risk, and liquidity characteristics. It’s a very different and much more transparent approach than is practiced at many financial services firms. Not many firms show what market drawdowns can really do to a portfolio, let alone the real impact of costs and rising risk on returns. We do.

We continue our conversation with you, and with your family. Your circumstances are always changing. So too are the opportunities and risks associated with the economic, monetary and political environment. It is our job to marry the two, so that our relationship with you and our best thinking informs our efforts to meet – or exceed – your financial goals, and to earn and sustain your trust.

Integrated Wealth Management

Research Financial Strategies distinctive approach integrates global investment management, strategic wealth planning, and trust and family wealth services to maximize the chance that you will reach – or exceed – your objectives across your personal, family, business and philanthropic life.

Strategic Wealth Planning

At Research Financial Strategies, strategic planning is core to our approach to wealth management. We believe that clients need to know what to expect – after the real impact of taxes, fees and inflation – and to plan accordingly.

Our understanding of each client’s lifestyle, family, business, and philanthropic goals drives our wealth planning and asset allocation. Integrated and long-term planning is key; each of these elements must work together to achieve the best results.

We work closely with our clients, their families, and their other trusted advisors to develop, implement and monitor customized wealth plans and investment portfolios.