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Financial Advisor

Financial News

Explore the latest financial news and insights locally and around the globe.

Questions To Ask A Financial Advisor

The recent volatility in the stock market has again become a wake up call to many investors.
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Advised Brokerage Accounts Are Better Diversified, Reports Schwab

The report highlights the benefits of working with an advisor. In general, participants who had professional help were more diversified across all of their holdings
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Where is Your Best Place to Retire?

The best place to retire in the United States is in dispute. There’s no formal debate, but a review of reliable publications showed surveys have named different states and cities as the “best” place to retire. 
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Documenting Your Possessions in Case of Disaster

It’s better to protect yourself now and document your possessions rather than trying to do it after something has happened. A home inventory will give you an accurate recording of your assets for insurance purposes and give you a better idea of how much homeowner’s insurance you need to ensure proper coverage.
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Unused Vacation Days Can Be Costly

Would you give up a share of $62 billion?   If your answer is no, then you may be a member of the relatively small group of Americans (36 percent) that takes all of the vacation days available to them each year.
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Red Flags for Tax Auditors

No one wants to see an Internal Revenue Service (IRS) auditor show up at his or her door. The IRS can’t audit every American’s tax return, so it relies on guidelines to select the ones most deserving of its attention.
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Six Steps To Financial Independence For Women

Financial independence: Whether you enjoy it or dream about it, it’s a common term that you’ve probably seen in magazine ads, TV commercials and billboards. But what really does financial independence mean, exactly?
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Understanding Credit Reporting

To qualify for the best loans at the lowest rates, borrowers must qualify financially and are scored by lenders using a computerized model for evaluating credit risk, developed by Fair, Isaac, and Company, known as the FICO score.  Learn more
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Organizing Your Financial Records and Emergency Forms

Would someone be able to find your important papers during a crisis if you became ill, injured, or incapacitated?  It’s a good idea to make sure a trusted family member or friend knows where to find your personal documents.
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5 Benefits of Working in Retirement

In the past, retirement has been portrayed as an ending, a grand exit from your years in the workplace. But the rules are shifting.
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The Drawback Of Target Date Mutual Funds

If the majority of fund management won’t even invest in their own target-date retirement funds….why should you?
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Just How Safe Is An Insurance Company, Really?

When you think about the car you drive, the house you live in, the health plan you use and the life insurance policy you have, it’s not a stretch to say insurance is an intrinsic part of our daily lives.
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Credit Freeze - You should consider it!

It’s been over a year since Equifax, one of the three largest credit reporting agencies in the U.S., revealed they’d been hacked.
What did you do to protect your data?.
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Should Parents Pay for College Tuition?

It’s a pricey question.
College Board estimated the average cost for full-time, in-state students who live on campus at four-year public colleges or universities during the 2017-18 school year is $25,290.
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Just Say NO to Pie Charts!!

Pie charts look nice coming out of a color printer, but they can’t help manage investment risk
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An Investment Advisor’s Blueprint To Making Solid Financial Decisions

A common mistake people make is to give up what they want most for what they only want right now. Pick which goals in your life are most important to you, and make achieving those goals your utmost priority. Then…
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Enjoy Life. Hire Someone To Watch Your 401K

Have you ever thought you’d be happier if you could just pay someone else to do watch your company 401K retirement plan account?
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The 7 Rules of Investing

From 1977 through 1990, Lynch ran one of the most successful mutual funds ever, posting an average annual return of 29%.
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Considering A 401K Rollover?

What to do with an old 401K?
One great thing about a 401K retirement savings plan is that your assets are often portable when you leave a job.
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Have You Checked Out Our Retirement Planning Library?

While retirement planning can seem intimidating, it’s never too early or too late to start preparing for the future.
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Common Financial Terms

We have compiled a list of important  financial terms. If you don’t speak personal finance, don’t worry—we’re here to help.
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SPECIAL EDITION MARKET UPDATE

April 12, 2022Our Mission Is To Create And Preserve Client Wealth Some Scary Grains of Truth The Pain … Perhaps we need to brace ourselves. A slew of reputable sources are painting bleak pictures. Not just of the U.S. economy. But of the global economy....

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Special Update

All,You undoubtedly have heard reports that the world’s supply of wheat and corn are in jeopardy due to Ukraine and Russia both missing this season’s planting window for obvious reasons (click the link above to read more details). Did you know that Russia...

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Happy Holidays from Research Financial Strategies

Traditional Holiday FaresWhether you celebrate Christmas, Chanukah, or Kwanzaa this December, the festivities wouldn’t be complete without the scrumptious foods that make up our personal traditions. Before you reach for another helping of mashed potatoes...

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Special Edition – oil and gas prices going UP!

$200 Oil TrifectaCold - Supply - ChangeThree ForcesThe weather, Mideast supply, climate change—these three forces could combine to give us oil costing $200 per barrel in the not-so-distant future. And the first two—weather and supply—could very well give...

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Special important safety notice

Dear Friends, Recently, I have been reading about a sharp increase in auto break-ins in my neighborhood and in several around me. As the COVID-19 variant surges back to levels last seen in March 2020, you can expect to see a rise in crime. Car thieves now...

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The Legacy of Labor Day

Athlete and CEO Tyrone Ross Jr. often says, “Legacy is greater than résumé.”1Ross frequently shares pictures of his nieces and nephews with this saying, noting the work he does and the success he has is all to lay a path for the next generation to do...

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Special Market Update

A Whole Flock of CanariesBack in 1911, British coal miners started taking canaries into the mines. Because of the bird’s sensitivity to carbon monoxide, an ill or listless canary would give miners warning. The practice continued until 1986.[1]So began the...

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LITHIUM !!!

LithiumThat’s a Drug, Right?Yes, But It’s Also the Next Investment IdeaEverybody has probably heard of Lithium as a drug. It helps those who suffer from bipolar disorder. But not everyone has heard about Lithium as the next big thing for investors.Up 26%...

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Canaries in the coal mine!

Inflation and Other Hot TopicsWhen Your Dollar ShrinksThe best of financial planners must consider what happens to investors when their dollar begins to shrink. They planned on spending a certain amount per month in  retirement, for example, but … oops …...

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Significant Shrinkage

Significant Shrinkage Buffeted by Inflation Is it time to double check your household budget? Chances are the budgeted expenditures of the vast majority of Americans are about to get buffeted. Or so says the Oracle of Omaha. In the latest shareholder...

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Happy 4th Of July

Abraham Lincoln’s Powerful Words on the Declaration of IndependenceAlmost two-and-a-half centuries ago, fifty-six great Americans signed the Declaration of Independence. It was a document that would change the world, but after the Revolutionary War ended,...

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Father’s Day Tribute

Father's Day Tribute June is the month for Father’s Day — but it’s also the month for family vacations and road trips!  Whenever I plan a vacation with my family, I think back to all the trips I took as a kid. When I do, the first things to come to mind...

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John Dough’s Investment Strategy

John Dough’s Investment Strategy Buy and Hold Back in the late 1990s, John Dough had it all figured out. He had worked for the same government agency for more than 30 years, he made a nice salary, he would get a solid pension upon retirement, he was...

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