Research Financial Strategies (RFS) is a private wealth management firm that was established in 1991 to provide fee based investment advice. We are a Registered Investment Advisor (RIA) with the Securities Exchange Commission (SEC). RFS specializes in providing investment advice using a proprietary investment methodology that leverages technical analysis to identify and protect our clients against stock market risk. Currently RFS has over 400 Million under management serving clients in 45 states. Jack Reutemann (CEO & Founder) is well known nationally as a speaker and money management expert, and is a frequent guest on CNBC, Fox News, and other media. In the financial services industry, Jack is well known as the co-founder and co-instructor of "No More Pies" (www.nomorepies.com), a 2 day course on teaching technical analysis & risk management to other advisors.
Whether saving for retirement or simply investing for the future, investors today cannot afford to stay "100% invested 100% of the time." There is too much at stake. From Dec. 31, 1999 to Dec. 31, 2009, the S&P 500 Index produced a return of negative 24%. The traditional methodology of "buy-and-hold asset allocation," as taught by modern portfolio theory is dead. As illustrated in the S&P 500 Index chart below, the S&P 500 Index began the decade at 1469.25 and ended the decade at 1115.10, delivering to investors the epic financial setback of negative 24% for ten years of their lives. As a result, millions of Baby Boomers have had to delay their retirement plans due to the stock market's negative impact on their investment portfolios.
Are we possibly any better off today? Even including the bull market recovery of the last 4 years, the S&P 500 Index is still negative 2.93% for the last 13 years beginning this century (Dec. 31, 1999 - Dec. 31, 2012) as seen below in the following chart.
Today there is much economic uncertainty within Europe, around the globe and here at home in the US. European leaders struggle to deal with the debt woes of Portugal, Italy, Ireland, Greece and Spain (the PIIGS) while trying to keep its currency intact. Threats in the Middle East continue to put price pressures on oil and other commodities. In addition, the US is stifled by historically high debt, high unemployment, and a continuing bi-partisan battle over the Federal budget. Any of these concerns can set off the next market correction.
Since 1991, Research Financial Strategies has been preserving the wealth of our clients during market corrections (also known as bear markets) while investing in the stock market during market advances (also known as bull markets) achieving positive returns. This active approach to investing has yielded significantly higher returns historically than the benchmarks our clients measure RFS against.
Our proprietary investment methodology prioritizes assessing stock market risk followed by corrective action taken to reduce portfolio loss, rather than staying 100% invested 100% of the time. During the last bear market (Oct. 2007 - Mar. 2009), RFS's aggressive growth model returned -2.4% when the S&P 500 Index benchmark returned a life altering -57%.
To find out more on how we can help you please call 301-294-7500 to schedule a telephone or in person appointment or click "here"to provide us your information for a free consultation.
Investment Advice offered through Research Finanical Strategies, a Registered Investment Advisor